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Replace the WindowsPoorly insulated, drafty, or cheap windows can bring down the value of a home like nothing else. Todays discerning home buyers expect double or triple pane windows with elements like Argon gas, low-e coatings, and all the other elements that make good-quality windows look good and function well. According to money.com, homeown...
Full Story >Herersquo;s what to do financially when yoursquo;ve decided to stop renting and start owning.Month 1:Yoursquo;re still sort of in the exploratory phase but yoursquo;re still committed on buying your first home. Yet buying a home isnrsquo;t something you should do on your own, especially as it >Month 2:Now itrsquo;s time to get some referrals for...
Full Story >Find Out How Much You Should SaveMany potential first time home buyers do not know how much they need to save in order to pay for a home. Now is the time to find out. In general, mortgage lenders expect all buyers to have at least ten percent in savings. A good mortgage will typically account for no more than a third of the buyers take home inco...
Full Story >Use Less ElectricityOne of the easiest ways to lower your carbon output is to use less electricity. You can easily start by turning off lights when youre not in a room and unplugging devices when you are not using them. You may think that turning off your devices is enough, but electronics like your television still use electricity even when swi...
Full Story >1. Notify the Post Office and the BankThe first thing that you should do is make sure that you contact the post office and make sure that theyrsquo;re aware of the change. All you have to do for this is fill out a change-of-address form. Head into the closest Post Office and fill out the form. Then, call your banks and make them aware of the cha...
Full Story >Yes, for some people, there is no greater motivator to move to a city than whether or not therersquo;s an NFL team to root for, and the chances of them actually ending up in the Super Bowl. Now that the new NFL season has started, wersquo;re taking a look at the best places to live for football fans.nbsp;We used WalletHubrsquo;s study of the Bes...
Full Story >Social security is a given. You can apply for social security up to three months before you turn 62. However, if you wait until 65 your monthly social security income will be higher. There are arguments on both sides as when to take social security, so itrsquo;s important that you have a discussion with your spouse and financial planner. And yes...
Full Story >Soft wash pressure washing dramatically improves the overall curb appeal of your home. Safely yet adequately cleaning away dirt, mold, mildew, and other debris will make your property look brand new. You dont have to stick with just your homes exterior either. Pressure washing decks, patios, driveways, walkways, fencing, roofing, and everything ...
Full Story >Wersquo;re looking at five of the most popular projects to determine whether you can have at it or you should turn it over to the pros.New floorsThe cost to install new wood floors can range widely, and is largely dependent on the cost of the product itself. HomeAdvisor estimates the cost of installation at 3ndash;8 per square foot; You can save...
Full Story >ldquo;The world we live in today is a digital one and searching for a home is no different,rdquo; they said. Buyers now have apps that let them search by location and neighborhoods. Online searching maximizes the ability to compare and contrast homes on the market by selected features. Most of this is done before a potential home buyer connects ...
Full Story >If you donrsquo;t have children, but you and your partner share the solid conviction that your lives will revolve around children in the near future, consider buying a home as if you now have children.Thenbsp; ldquo;2019 Moving With Kidsrdquo; Report, >How would pretending to yourself that you already have children change how you approach your h...
Full Story >Therersquo;s some initial interest, a couple of ldquo;lowballrdquo; offers that border as an insult, but they pay little attention to them. Theyrsquo;re just going to wait. They hire a professional house cleaner to perform a thorough cleaning. They pay some money to stage the home and also pay for a storage unit to house the furniture the stager...
Full Story >Before you decide on a method of energy conservation, look at your energy bill to see your monthly usage usually in kilowatt hours. Often times, energy companies and government agencies will provide tips to help you use less energy. One of the improvements for which energy companies and even the government just might be willing to provide incent...
Full Story >Before you give in to that universal itch, here are 5 things that you should know before you start improving and repairing your home.Have a PlanOne of the worst things to happen in terms of home improvement is starting a renovation project without any major details of how itrsquo;s supposed to gomdash; design, materials, time and costmdash; be a...
Full Story >There are several reasons why these types of roofs can leak and need repair.So if you have a metal roof, be on the lookout for any of the following reasons why repairs may be needed:Metal Roofing ScrewsThe majority of leaks on metal roofs are formed as a result of roofing screws that were either installed incorrectly or that have weakened over t...
Full Story >Consider your window coveringsConventional wisdom says you should trade out your lightweight draperies for something more substantial for the colder seasons. But sheers are great in fall and winter. Letting some sunlight trickle through can help heat the home while still providing privacy, and they can be added to any window, regardless of the t...
Full Story >A Recliner For >A recliner should be the first on the list because a man cave should also be a place where you can >A Mini Fridge For A Stress-Free Drinking SessionHave more fun with beer and liquor when you have your mini-fridge inside the man cave. You donrsquo;t have to go out of the space every time you need a drink. Lucky for you, a mini-fr...
Full Story >When deductions are taken from gross monthly income, itrsquo;s taxes, both federal and state, that take the biggest chunk. Again, though, itrsquo;s the gross income thatrsquo;s used. Lenders simply ignore the various deductions. Itrsquo;s both easier that way and is applied universally. Self-employed borrowers are evaluated a bit differently but...
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