Lisa Yanowitz: C: (305) 986-1018 | O: (305) 945-4100 
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Question: Can HOA governing documents be amended to allow compensation to directors for their services as board members? It stands to reason that they could be held more accountable if they received compensation for performance.Answer: Most governing document stipulate that board members serve without compensation. There is a very good reason fo...
Full Story >When refinancing a mortgage, its usually because rates have dropped but there are other reasons as well. You might want to change the term of your loan, say switching from a 30 year loan to a 15. Or, maybe theres a balloon payment coming up soon that you want to avoid. Maybe there are some marital matters to take care of and theres a need to get...
Full Story >Freddie Macs results of its Primary Mortgage Market Survey shows that "The yield on the 10-year Treasury note has been trending up due to the decline in new COVID cases, increasing consumer optimism, as well as broadening inflation and persistent shortages. Mortgage rates are also rising, but purchase demand remains firm, showing that latent pur...
Full Story >Its just a few days until Halloween, and youre probably rushing to find the last Pokemon, Size Small in the state and find "the good" candy instead of the jawbreakers and Tootsie Rolls that seem to be the only thing left at Target. But while you fill your mind with costumes and sweets, dont forget to brush up on your Halloween safety. Here are 1...
Full Story >Looking for a nicenbsp;haunted home to buy? Something that is a bit different than the two-story Colonial with the white picket fence? The Mid-century modern with floor-to-ceiling windows or the English Tudor like your parents had?nbsp; How about Buffalo Bills home fromnbsp;The Silence of the Lambs, recently on the market with a price that was c...
Full Story >Your home should be your sanctuary, but sometimes its hard to brush off the stress of the day and sink into the serenity. Thats especially true if your home is more chaos than calm. Use these tips to create a space thats soothing, so, no matter what the day holds, you always have an inviting place to come home to.Add some greeneryStudies have sh...
Full Story >Real estate is being digitally transformed. Buyer behavior, driven by the current online shopping boom and its technology, is changing the real estate marketfinallyIts no secret, real estate is one of the largest assets, if not the largest asset globallyfinance being right there behind it, said Moderator and ULI Icon Sponsor John Cecilian, CEO a...
Full Story >Worried you missed your window when it comes to selling your home this year? Its true that spring and summer are the hottest literally seasons of the year, with more buyers out there looking to purchase a home and get settled before school starts. Also, there is some recent data out there that says that October and December are two of the slowes...
Full Story >In a way, it is quite easy to know if your house has good feng shui. Answering just one simple question Do you feel happy in your home? will already give a good indication of its energy, as well as how well you and your home are matched.However, before going into this more advanced level of designing a good feng shui house for your personal ener...
Full Story >As a member of a volunteer homeowner association board, its important to codify the goals and behaviors an effective director should strive for. It not only serves as a constant reminder for those that are serving but can also help screen out director candidates with hidden agendas. Consider adopting something like this:Act in the HOAs Interests...
Full Story >What you think your home is worth may not be what your lender thinks your home is worth. Rather, what the appraiser tells your lender what its worth. The final word comes straight from the appraisal, not the lender. The lender simply reports to you what the appraiser determined. Heres how to interpret how the appraiser arrived at the value that ...
Full Story >When you are renting a property, often you dont have much control when it comes to how you decorate it. Usually you will have to get written consent from your landlord to make any alterations and there is no guarantee they will be accepted So, we are here to introduce a few simple ways that you can make your rental property more homely without h...
Full Story >So you dont have a degree from Le Cordon Bleu. Or a Michelin star. Or a 47,000 stove yes, they actually make a 47,000 stove. You can still cook Thanksgiving like a James Beard chef.No, really, you can.All you need is a little time, a lot of patience, and a menu that includes the best Thanksgiving dishes from the best celebrity chefs. These dishe...
Full Story >If youre going to do a home renovation or remodeling project, you may want to work with professionals for several reasons. Working with a professional in the remodeling industry can help you avoid costly mistakes, can help you get organized, and can bring your vision to life.There are three main types of professionals you might consider working ...
Full Story >First-time homebuyers are facing a serious problem when it comes to buying a house. While the acceleration may be cooling somewhat, there are still record-breaking rises in home prices. Recent data shows for the first time in the U.S., median home prices surpassed 400,000.Several factors are likely to continue this trend. There are a lot of moti...
Full Story >If youre a real estate professional, youre probably already using social media to grow your business, but have you branched out to TikTok yet? If not, it might be time to explore the highly popular platform.TikToks Post-Pandemic RiseAt the pandemics start, everyone had to rethink how they did business and lived their daily lives. Thats when TikT...
Full Story >The other night I did anbsp;LIVESTREAM on Facebooknbsp;or Meta, whatever its called now that was a surprising story to even those who have known me for over 20 years and thought they knew every moment of the journey.Heresnbsp;a story about losing 100,000 at a pivotal moment in my life, and with a coach who was really a con-artist, who really did...
Full Story >Question: Our homeowner association has 30 single family detached homes. Our governing documents were basically written for townhomes. One of the bothersome issues is that the governing documents state that the HOA is responsible for replacing roofs, painting, gutters and other things that are commonly done with condominiums. Many owners object ...
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